Wasaga Beach Bingo
Posted on Mar 15, 2019 in Events
Every Friday Night at the RecPlex in Wasaga Beach presented by the Wasaga Beach Lions Club
Jackpot prizes - Attendance 155 and over - $5,000 - Under 155 - $4,500. Under 140 - No Consolation prize.
Wasaga Beach RecPlex
1724 Mosley Street
Wasaga Beach, Ontario
Located on Mosley Street at 42nd Street S.
5:30 P.M. - Doors open
6:00 P.M. - 1st 50 Bonanza numbe...
Are you doing the little things homebuyers love?
Posted on Mar 13, 2019 in Home Ownership
There’s never been a better time to sell a home.
Millennials are ready for homeownership and renters are seeing consistent rent increases. This means more buyers than ever are on the market for a home like yours.
Considering listing your home? Let’s start with the proven ways to maximize your returns:
1. Clear the clutter. Crammed closets and overfil...
Gift Letter
Posted on Mar 13, 2019 in Terminology Tips
Terminology Tip
GIFT LETTER
This is a letter stating that the gift giver, typically an immediate family member, is making a gift of a specific amount to the gift receiver for the purpose of a down payment on a home.
Check with your lender for their specific requirements, but typically the letter must state the amount of the gift, the subject property...
Loan to Value Ratio
Posted on Mar 13, 2019 in Terminology Tips
Terminology Tip
Loan-to-value (LTV) is a term used by lenders to illustrate how much the homeowner owes on their mortgage compared to the value of the home. For example, if someone purchases a property for $100,000, and has a $20,000 down payment, their mortgage would be $80,000, or 80% of the value of the home - an LTV ratio of 80%. The loans LTV i...
Annual Percentage Rate (APR)
Posted on Mar 13, 2019 in Terminology Tips
Terminology Tip
The APR is an interest rate reflecting the total cost of a mortgage for a whole year (annualized), rather than just the contract rate.
The APR includes all loan costs, such as origination and processing fees, in addition to the interest rate, allowing the borrower to compare different types of mortgages base on the annual cost for eac...
A Move In The Making
Posted on Feb 17, 2019 in Moving
• Twelve Months Ahead – Start with two key consultations. Ask Carol Ireland your local real estate professional for some advice. See what Carol thinks are the h...